The
list below contains "TO DO" items you will need to complete when buying a home.
* Request
your credit report and check it for accuracy.
Correct errors if necessary.
* Figure out how much
house you can afford - use a Mortgage Calculator to help you determine this amount.
* Find a reputable
lender who is offering a competitive rate.
* Consider
pre-qualifying for a home loan.
* Make a list of what
you are looking for in a home and take it with you as you begin your search
with a Real Estate Agent.
* Once you have found
a home, you will want to make sure that all your paperwork is complete before
making an offer. Once you have made an
offer, be prepared to negotiate.
* If your offer is
accepted, you will want to have the home inspected. Make sure you get a termite inspection.
* Once you have
reached a deal, an escrow account will be established. Be sure to include any special instructions
you may have in the sales contract.
* Complete your
mortgage loan process.
* Find a homeowner's
insurance company. Ask your Real Estate
Agent for recommendations.
* Attend the closing.
* Move in and enjoy
your new home!